Your institution, read closely.
Recurring intelligence on banking, regulation, and security — and on-demand reports built on your own institution’s public record. Written for bankers, priced for one.
The Correspondence
The subscription · daily + weekly editions
Night Drop every morning, The Ledger weekly, The Register on rulemaking, Night Watch on security, and The Tape on the companies your bank competes with and depends on.
$49 / month · individual
Sight Drafts
Institution reports · payable at sight
AI-readiness assessments — for banks and credit unions alike — peer benchmarks, and policy drafts generated on your institution’s public record — every report reviewed by the desk before delivery.
from $495 · 2 business days · Standing Order refresh available
The Correspondence subscription checkout is live; Sight Draft checkout is still being wired up — see a sample bank or credit union Sight Draft in the meantime.
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A sample week from the desk
Free excerpts. Full editions and the Records Room are part of the Correspondence.
Deposit betas won’t die quietly
Why the repricing lag banks are counting on looks shorter this cycle — and what Q2 call reports already show.
How a new capital proposal lands differently across charter classes
An illustrative Register read: how a hypothetical capital rule would land differently for national banks, state member banks, and credit unions — and the practical follow-ups a compliance desk would want answered.
Patch scope for FIs this week
Two actively exploited CVEs touching common bank vendor stacks, plus what the latest FFIEC alert actually requires.
The daily briefing — filed overnight, read by morning. In your inbox before the branch opens.
Read this morning’s